Course curriculum

  • 1

    Introduction

    • Introduction

      FREE PREVIEW

    • Learning outcomes

    • Main characters

      FREE PREVIEW

    • South Korea history

    • South Korea current situation

    • Why is the consumer debt crisis so bad?

    • Household debt to GDP ratios

    • A look at recent historical interest rates

    • How Long will rates remain low?

    • A financially illiterate consumer is a bank's best customer

    • Financial eduction - why is it missing?

    • Course resources
  • 2

    The economy and government debt

    • The economy and government debt introduction

    • Fiscal and monetary policy

    • The current situation

    • Government accounting terminology

    • Canada's financial statements

    • How big is Canada's debt?

    • Ratio of federal debt to gross domestic product

    • Canada's debt versus the rest of the world

    • US financial position

    • MGI's five-part framework

    • Canada vs US net debt per capita
  • 3

    The future of employment

    • The future of employment introduction

    • What has changed?

    • Survival of the fittest

    • Full time employment and benefits

    • The gig economy
  • 4

    Personal debt

    • Personal debt introduction

    • Canadian average debt levels

    • The line of credit trap

    • How to get out of personal debt

    • Attacking debt

    • Canadians' love affair with debt

    • The options to crush your debt

    • Paying off your debts yourself

    • Credit card balance transfers

    • Credit card revolvers

    • Debt reduction methods

    • Demo of what's the cost website

    • RRSP vs pay down debt

    • RRSP vs pay down debt calculator

    • Advantages of paying off debt versus RRSP

    • What is a credit report and score?

    • What's in your credit report

    • How they determine your credit score

    • How to get your free credit report and score

    • 10 secrets to improving your credit score
  • 5

    Buying a house

    • The dream of home ownership introduction

    • The story of the real estate seminar

    • David Chilton housing tip

    • How much house can you afford?

    • The problems with ratios

    • CMHC mortgage affordability calculator

    • House rent vs buy analyzer key issues

    • Demo house rent vs buy analyzer

    • Key house issues

    • My furnace story

    • Compounding confusion

    • CMHC update
  • 6

    Does money buy happiness?

    • Introduction and story of the multi-millionaire

    • Does money buy happiness?

    • The Happy Movie

    • Sources of happiness

    • Happy for no reason

    • Does increased income make you happier?

    • Spending for happiness

    • Life tip
  • 7

    Risk and insurance planning

    • Risk and insurance planning introduction

    • Life insurance basics

    • Life insurance types

    • Term versus universal

    • Disadvantages of universal and whole life

    • CPA Select Insurance Plan term rates

    • Income protection insurance
  • 8

    Conclusion

    • Conclusion
  • 9

    Course resources

    • Course resources