Course curriculum

  • 1

    Introduction

  • 2

    Tracking your spending

    • Introduction

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    • Mint.com introduction

    • Demo of Mint.com

    • Quicken

    • The golden opportunity when cash outflows decline

    • Cash outflows that automatically decline

    • Cash outflows that don't automatically decline
  • 3

    The golden opportunity

    • Introduction

    • Meet the Simpsons

    • Current year spending

    • Current year spending sorted

    • 10-year spending projection

    • Effect on net worth
  • 4

    Your pre-retirement investing strategy

    • Introduction

    • RRSP vs TFSA

    • RRSP vs pay down debt

    • Demo of RRSP vs Pay Down Debt Calculator

    • Advantages of paying down debt

    • RRSP vs regular investment account

    • Demo of Procrastinator's Number Cruncher
  • 5

    Retirement tax opportunities

    • Introduction

    • Pension income amount

    • Pension income splitting

    • Spousal RRSPs

    • Your retirement age decisions
  • 6

    Length of retirement

    • Your retirement age

    • Your length of retirement

    • What Statistics Canada says

    • Life expectancy estimator
  • 7

    Your retirement investment strategy

    • Introduction

    • Demo of Drawdown Risk Calculator

    • GICs vs inflation
  • 8

    RRIFs vs annuities

    • Introduction

    • Advantages and disadvantages of RRIFs

    • Advantages and disadvantages of annuities

    • Annuity types

    • How much do annuities pay?

    • Demo of Annuity Return Calculator

    • Combination strategy
  • 9

    The Procrastinator's Number Cruncher during retirement

    • How much will you spend during retirement?

    • Demo of Procrastinator's Number Cruncher

    • How to save time with macros

    • Demo of Procrastinator's Number Cruncher continued
  • 10

    Old age healthcare

    • Introduction

    • Health costs not covered

    • Six travel insurance tips

    • Housing choices for seniors
  • 11

    Death, taxes and probate fees

    • Taxes on death

    • Probate fees

    • Maximizing your inheritance

    • Demo of Estate Planning Record Keeper

    • A great end of life guide
  • 12

    Attacking debt

    • Introduction

    • Credit card balance transfers

    • Credit card revolvers

    • Debt reduction methods

    • Demo of What's the Cost website

    • Effect of carrying mortgage into retirement

    • Your home as a source of funds
  • 13

    Choosing the best credit card

    • Introduction

    • Web resources
  • 14

    Conclusion

    • Conclusion
  • 15

    Course resources

    • Course resources
  • 16

    Quiz for verifiable CPD

    • Quiz for verifiable CPD