The six points
Avoiding personal financial disaster
Stock market returns - Apple short term
Stock market returns - Apple long term
Basic types of returns
Time vs money-weighted returns
Stock market vs GICs - Canada
Stock market vs GICs - US
Why matching the index is tough
GIC returns
Demo GIC websites
GIC-only investor quote
Demo of S&P TSX TR GIC Calculator
Asset allocation rule of thumb
Equities inside vs outside RRSP vs TFSA
Demo RRSP vs OS vs TFSA Calculator
Real estate
Your own business
Pay off debt
Demo RRSP vs Pay Off Debt Calculator
Retaining profits in a corporation intro
Retaining profits in a corporation summary
Demo Retain Profits in a Corporation Calculator
Conclusion
Introduction
FP Canada Standards Council Projection Assumption Guidelines
FP Canada sample projection
Future portfolio return projections
Chart of overnight rate, prime, 5-yr mortgage, 5-yr GICs
GIC rate projection issues
Buy a home and pay off the mortgage
Reducing expenses doesn't have to be painful
Your credit report
How to get your free credit report and score
Forget RRSPs until your debt is paid off - start early
Forget RRSPs until your debt is paid off - start late
You may not need an investment advisor
What is it
Example
Demo of Money Maximizer
Conclusion and next steps
Quiz for verifiable CPD
